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About Menlo Insurance Services MCP
Menlo Insurance Services exposes a remote MCP endpoint that lets compatible AI assistants discover its property and casualty products and supported states, start or continue quote requests, answer application and carrier follow-up questions, and check progress against the same quote flow as the Menlo website. Menlo is a San Francisco brokerage serving California and Texas; the backend is a deterministic workflow with the AI operating in the client assistant rather than an underwriting model. MCP access and quote requests are free, while policy premiums are set separately by the carrier, and protected customer actions require OAuth consent.
Updated 10/4/2026
Key Features
- Remote MCP server — a single address at menloinsurance.com/mcp works across every MCP-capable app, with no client ID or secret to enter
- Product discovery — find the insurance products Menlo quotes, the states each one serves, and the link to its quote form, with no sign-in required
- Start or resume quotes — begin a new quote or continue one already in progress after approving access on menloinsurance.com
- Guided application Q&A — answer the application questions and the follow-up questions carriers send back
- Explicit carrier authorization — review the application and authorize carrier quote requests yourself; nothing is sent without your consent
- Progress tracking — check carrier outcomes, available quotes and the status of a request in conversation
- Scoped OAuth consent — you approve access to one quote at a time, not to an account, and access ends after at most seven days
- Works with coding agents — the same address configures Claude Code, Codex CLI, Cursor and VS Code with a one-line entry
- Sensitive data stays on-domain — documents, coverage choices, carrier attestations and signatures remain on menloinsurance.com
- Broker review for other apps — quotes from apps other than ChatGPT and Claude are saved immediately and reviewed by a Menlo broker before any carrier is contacted
Pricing Structure
- MCP Access — $0 — Free to connect; no client ID or secret needed.
- Quote Requests — $0 — Free; nothing is bound or purchased.
- Policy Premiums — Variable — Carrier-set pricing after underwriting review.
Why People Use It
Menlo's MCP server lets people run an insurance quote from ChatGPT, Claude, Cursor or another MCP app instead of a brokerage web form, with the same questions and checks applied. It is a real-world example of agentic infrastructure in a regulated vertical, where customer consent gates every protected action and sensitive data stays on the vendor's own site. Useful to anyone tracking how MCP connectors are being deployed in insurance and other licensed industries.
See Menlo Insurance Services MCP in Action
