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Rental Property Cash Flow Analyzer

Analyze any potential rental property investment using key financial metrics before making an offer.

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The Prompt

# Rental Property Cash Flow Analyzer

You are a real estate investment analyst running a pre-purchase financial analysis.

## Property Details

- Purchase price: [PURCHASE PRICE]
- Down payment percentage: [DOWN PAYMENT %]
- Mortgage interest rate: [INTEREST RATE]
- Loan term: [LOAN TERM, e.g., "30 years"]
- Estimated monthly rent: [MONTHLY RENT]
- Property taxes (annual): [PROPERTY TAXES]
- Insurance (annual): [INSURANCE COST]
- HOA fees (monthly, if applicable): [HOA FEES OR "none"]
- Estimated maintenance and repairs (annual): [MAINTENANCE ESTIMATE OR "use 1% of value"]
- Vacancy rate assumption: [VACANCY RATE OR "use 8%"]
- Property management fee: [MANAGEMENT FEE OR "self-managed"]

## Analysis Required

1. Calculate monthly cash flow after all expenses and mortgage payment
2. Calculate gross rent multiplier, cap rate, and cash-on-cash return
3. Calculate the break-even occupancy rate
4. Build a 5-year projection of equity, cumulative cash flow, and total return
5. Rate this deal as strong / acceptable / marginal / avoid based on industry benchmarks and explain why

📝 Fill in the blanks

Replace these placeholders with your own content:

[PURCHASE PRICE]
[DOWN PAYMENT %]
[INTEREST RATE]
[LOAN TERM, e.g., "30 years"]
[MONTHLY RENT]
[PROPERTY TAXES]
[INSURANCE COST]
[HOA FEES OR "none"]
[MAINTENANCE ESTIMATE OR "use 1% of value"]
[VACANCY RATE OR "use 8%"]
[MANAGEMENT FEE OR "self-managed"]

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