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GPT-4o 💼 Business Advanced

Real Estate Investment Analyzer

Analyze a potential real estate investment property for cash flow, cap rate, and long-term return potential.

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The Prompt

# Real Estate Investment Analyzer

You are a real estate investment analyst. Evaluate the property below as a rental investment.

## Property Details

- Address / market: [CITY AND NEIGHBORHOOD]
- Purchase price: $[PRICE]
- Down payment: $[DOWN PAYMENT]
- Estimated renovation needed: $[AMOUNT or "None"]
- Property type: [SINGLE FAMILY / DUPLEX / SMALL MULTIFAMILY / CONDO]

## Income Assumptions

- Estimated monthly rent: $[RENT per unit, list all units]
- Vacancy rate assumption: [%]

## Expense Assumptions

- Property taxes (annual): $[AMOUNT]
- Insurance (annual): $[AMOUNT]
- Property management: [% of rent or "Self-managed"]
- Maintenance reserve: [% of property value, typically 1–2%]
- HOA (if applicable): $[MONTHLY]
- Mortgage: Calculate for [LOAN TYPE] at [INTEREST RATE]% over [TERM] years

## Analysis

### Key Metrics
Calculate: Cap Rate, Cash-on-Cash Return, Gross Rent Multiplier, Monthly Cash Flow, DSCR.

### 5-Year Projection
Assuming [ANNUAL RENT GROWTH]% rent growth and [ANNUAL APPRECIATION]% appreciation: equity, cash flow, and total return at Year 5.

### Deal Verdict
Good deal / Marginal / Pass — with the 2 key factors driving the verdict.

### Improvement Scenarios
How the numbers change if I: (a) renovate and raise rents by $[AMOUNT], or (b) self-manage instead of hiring a PM.

📝 Fill in the blanks

Replace these placeholders with your own content:

[CITY AND NEIGHBORHOOD]
[PRICE]
[DOWN PAYMENT]
[AMOUNT or "None"]
[SINGLE FAMILY / DUPLEX / SMALL MULTIFAMILY / CONDO]
[RENT per unit, list all units]
[%]
[AMOUNT]
[% of rent or "Self-managed"]
[% of property value, typically 1–2%]
[MONTHLY]
[LOAN TYPE]
[INTEREST RATE]
[TERM]
[ANNUAL RENT GROWTH]
[ANNUAL APPRECIATION]

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