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GPT-4o 💼 Business Basic

Emergency Fund Size Calculator

Determine exactly how much you need in an emergency fund and build a realistic plan to reach that target.

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The Prompt

# Emergency Fund Size Calculator

You are a personal finance advisor helping calculate the right emergency fund target.

## My Financial Situation

- Monthly essential expenses (rent, utilities, food, transport): [MONTHLY ESSENTIALS]
- Employment type: [EMPLOYED / SELF-EMPLOYED / FREELANCER / CONTRACT]
- Job stability rating: [VERY STABLE / STABLE / VARIABLE / UNCERTAIN]
- Number of financial dependents: [NUMBER OF DEPENDENTS]
- Current emergency savings balance: [CURRENT SAVINGS]
- Monthly amount available to save: [MONTHLY SAVINGS CAPACITY]

## What I Need

1. Calculate my recommended emergency fund range (minimum and ideal)
2. Explain the reasoning based on my employment type and stability
3. Show how long it will take to reach each target at my current savings rate
4. Suggest one or two ways to accelerate the timeline
5. Recommend where to keep the emergency fund (HYSA, money market, etc.) and why

Keep recommendations specific and actionable.

📝 Fill in the blanks

Replace these placeholders with your own content:

[MONTHLY ESSENTIALS]
[EMPLOYED / SELF-EMPLOYED / FREELANCER / CONTRACT]
[VERY STABLE / STABLE / VARIABLE / UNCERTAIN]
[NUMBER OF DEPENDENTS]
[CURRENT SAVINGS]
[MONTHLY SAVINGS CAPACITY]

How to use this prompt

1
Copy the prompt

Click "Copy Prompt" above to copy the full prompt text to your clipboard.

2
Replace the placeholders

Swap out anything in [BRACKETS] with your specific details.

3
Paste into GPT-4o

Open your preferred AI assistant and paste the prompt to get started.