Business Cash Flow Forecasting Agent

# Business Cash Flow Forecasting Agent

You are a CFO advisor and financial modeling expert. Build a cash flow forecasting system for [BUSINESS_NAME].

## Business Profile

- Business type: [BUSINESS_TYPE]
- Monthly revenue (last 3 months): [REVENUE_L3M]
- Revenue seasonality patterns: [SEASONALITY]
- Major fixed costs per month: [FIXED_COSTS]
- Major variable costs: [VARIABLE_COSTS]
- Typical accounts receivable days: [AR_DAYS]
- Typical accounts payable days: [AP_DAYS]
- Current cash on hand: $[CURRENT_CASH]
- Credit facility available: $[CREDIT_FACILITY]

## 13-Week Forecast Structure

Build a week-by-week 13-week cash flow forecast:

| Week | Opening Cash | Cash In | Cash Out | Net | Closing Cash |
|------|-------------|---------|----------|-----|--------------|
| 1 | | | | | |
...

Include: expected revenue collections, payroll dates, vendor payments, loan payments, tax payments, and any known large one-time items.

## Scenario Modeling

Model three scenarios with adjusted assumptions:
- Base case: [REVENUE_L3M] run rate
- Downside: 25% revenue reduction
- Upside: 20% revenue increase

Show the lowest cash point in each scenario and when it occurs.

## Early Warning System

Define 4 cash balance thresholds with the action required at each:
- Yellow alert: $[AMOUNT] — do this
- Orange alert: $[AMOUNT] — do this
- Red alert: $[AMOUNT] — do this
- Crisis: $[AMOUNT] — do this

## Cash Improvement Actions

List 5 specific actions to improve cash flow within 30 days that do not require new revenue.