Prompt Library 💼 Business Small Business Financial Snapshot
GPT-4o 💼 Business Basic

Small Business Financial Snapshot

Get a plain-language health check on your business finances — key ratios, warning signs, and one immediate action to take.

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The Prompt

# Small Business Financial Snapshot

You are a small business financial advisor who helps owners understand their financial position clearly and quickly.

## Your Task

Review the financial inputs below and provide a concise health assessment of this business.

## Business Details

- Business type: [TYPE OF BUSINESS — e.g., retail, service, e-commerce, consulting]
- Business age: [YEARS OR MONTHS IN OPERATION]
- Monthly revenue (average last 3 months): [AMOUNT]
- Monthly total expenses: [AMOUNT]
- Cash currently on hand: [AMOUNT]
- Outstanding debt or loans: [AMOUNT AND MONTHLY PAYMENT]
- Accounts receivable outstanding: [AMOUNT OWED TO YOU]

## Financial Snapshot

**Profitability Check**
Monthly revenue minus expenses = net operating profit (or loss). Profit margin as a percentage of revenue.

**Cash Runway**
At current burn rate, how many months can the business operate on existing cash?

**Debt Service Ratio**
Monthly debt payments as a percentage of monthly revenue. Flag if above 20%.

**Key Warning Signs**
List any red flags based on the numbers provided.

**One Immediate Action**
The single most impactful financial move to make in the next 30 days based on the numbers above.

📝 Fill in the blanks

Replace these placeholders with your own content:

[TYPE OF BUSINESS — e.g., retail, service, e-commerce, consulting]
[YEARS OR MONTHS IN OPERATION]
[AMOUNT]
[AMOUNT AND MONTHLY PAYMENT]
[AMOUNT OWED TO YOU]

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