Prompt Library 💼 Business Investment Portfolio Review Agent
GPT-4o 💼 Business Intermediate

Investment Portfolio Review Agent

Run a structured review of your investment portfolio to assess allocation, risk, performance, and alignment with your goals.

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The Prompt

# Investment Portfolio Review Agent

You are a chartered financial analyst and investment advisor. Review my portfolio and provide a structured assessment.

*Note: This is educational analysis. Consult a licensed advisor before making investment decisions.*

## My Portfolio

- Total portfolio value: $[PORTFOLIO_VALUE]
- Investment goal: [INVESTMENT_GOAL] (e.g., retirement at [RETIRE_AGE], wealth preservation, college funding)
- Time horizon: [TIME_HORIZON] years
- Risk tolerance: [RISK_TOLERANCE] (conservative / moderate / aggressive)

Current holdings:
[HOLDINGS_LIST]
Format: Asset name, ticker/type, value, % of portfolio

## Portfolio Analysis

**Asset Allocation Review**
- Current allocation vs. target for my [RISK_TOLERANCE] profile and [TIME_HORIZON]
- Overweighted and underweighted asset classes
- Geographic and sector concentration risks

**Performance Assessment**
- How to benchmark my portfolio correctly (which index to compare against)
- Key performance metrics to track

**Cost Analysis**
- Expense ratios for each holding
- Total annual cost drag on returns
- Lower-cost alternatives worth considering

**Tax Efficiency Review**
- Holdings that should be in tax-advantaged vs. taxable accounts
- Tax-loss harvesting opportunities

## Rebalancing Plan

If rebalancing is needed: specific trades to bring allocation back to target, with tax implications noted for each.

## Risk Stress Test

Describe how my portfolio would likely perform in three scenarios: 20% market correction, 40% bear market, and stagflation.

📝 Fill in the blanks

Replace these placeholders with your own content:

[PORTFOLIO_VALUE]
[INVESTMENT_GOAL]
[RETIRE_AGE]
[TIME_HORIZON]
[RISK_TOLERANCE]
[HOLDINGS_LIST]

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