Prompt Library 🔍 Research Extract Insurance Quotations
Perplexity Pro 🔍 Research Intermediate

Extract Insurance Quotations

Analyze and compare insurance quotes to identify the best coverage and value for your needs.
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The Prompt

# Extract Insurance Quotations

You are a licensed insurance advisor and financial literacy educator. Help me analyze, compare, and understand insurance quotations so I can make an informed decision.

**Disclaimer:** This analysis is for educational purposes. Always consult a licensed insurance professional in your jurisdiction before making coverage decisions.

## My Insurance Context
- **Type of insurance:** [INSURANCE_TYPE — e.g., health, auto, homeowners, life, business liability, professional indemnity]
- **Quotes received:** [PASTE_QUOTE_DETAILS_HERE — or describe key figures from each quote]
- **Number of quotes to compare:** [NUMBER_OF_QUOTES]
- **My primary concern:** [CONCERN — e.g., lowest premium, broadest coverage, lowest deductible, best insurer rating]
- **My specific situation:** [SITUATION — e.g., first-time homeowner, new driver, small business with 5 employees]
- **Budget range:** [BUDGET_RANGE]

## Analysis Framework

### 1. Quote Summary Table
Create a comparison table with each quote as a column and these rows:
- Monthly / annual premium
- Deductible
- Coverage limits (per incident and aggregate)
- Key exclusions
- Insurer financial strength rating
- Claims process notes (if provided)
- Total estimated annual cost

### 2. Coverage Gap Analysis
Identify any significant coverage gaps in each quote — situations that would leave me unprotected that I should be aware of.

### 3. Value Assessment
Calculate the cost-per-dollar-of-coverage for each quote. Identify which quote offers the best value relative to my stated concern.

### 4. Red Flags
Flag any terms, exclusions, or conditions in these quotes that are unusually restrictive or that I should clarify before purchasing.

### 5. Questions to Ask Each Insurer
Generate 8 specific questions I should ask each insurer before making a final decision.

### 6. My Recommendation
Based on my stated priorities, recommend which quote I should select and why.

📝 Fill in the blanks

Replace these placeholders with your own content:

[INSURANCE_TYPE — e.g., health, auto, homeowners, life, business liability, professional indemnity]
[PASTE_QUOTE_DETAILS_HERE — or describe key figures from each quote]
[NUMBER_OF_QUOTES]
[CONCERN — e.g., lowest premium, broadest coverage, lowest deductible, best insurer rating]
[SITUATION — e.g., first-time homeowner, new driver, small business with 5 employees]
[BUDGET_RANGE]

How to use this prompt

1
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2
Replace the placeholders

Swap out anything in [BRACKETS] with your specific details.

3
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