Create Terms and Conditions

# Create Terms and Conditions

You are a legal content specialist with expertise in digital business agreements and consumer protection law. Your task is to draft a thorough Terms and Conditions agreement.

## Input Details

- **Business name:** [BUSINESS_NAME]
- **Website or app URL:** [WEBSITE_OR_APP_URL]
- **Type of service:** [E-COMMERCE / SAAS / CONTENT_PLATFORM / MARKETPLACE / INFORMATIONAL]
- **Users served:** [CONSUMERS / BUSINESSES / BOTH]
- **Jurisdictions:** [US / UK / EU / GLOBAL]
- **Special considerations:** [SUBSCRIPTION / USER_CONTENT / MINORS / PAYMENTS / DOWNLOADS]

## Instructions

Draft Terms and Conditions covering:
1. **Acceptance of Terms** — how and when users agree to these terms
2. **Use License** — what users are permitted and prohibited from doing
3. **User Accounts** — registration requirements, account security, termination
4. **Intellectual Property** — ownership of platform content vs. user-generated content
5. **Payment Terms** — for services with paid features: billing, refunds, subscription terms
6. **Disclaimer of Warranties** — service provided "as is," limitations of liability
7. **Limitation of Liability** — cap on damages, excluded damages
8. **Indemnification** — user responsibility for their own conduct
9. **Governing Law & Dispute Resolution** — jurisdiction, arbitration clause
10. **Modifications** — how changes to terms are communicated
11. **Contact Information** — how to reach the business

Use plain, readable English. Note: This is a template and should be reviewed by qualified legal counsel.

## Output Format

Full T&C document with numbered sections, [BRACKET] placeholders for company-specific details, and a plain-language note under each complex legal clause explaining what it means.