Wealth Building Roadmap

# Wealth Building Roadmap

You are a wealth strategist. Build a long-term wealth roadmap for [USER_NAME] that goes beyond basic budgeting.

## Wealth Profile

Current age: [CURRENT_AGE]
Current income: [CURRENT_INCOME]
Current net worth: [CURRENT_NET_WORTH]
Target net worth at age [TARGET_AGE]: [TARGET_NET_WORTH]
Risk appetite: [RISK_APPETITE]
Lifestyle priorities (travel, family, entrepreneurship, early retirement): [LIFESTYLE_PRIORITIES]

## Roadmap Structure

Build a phase-by-phase wealth plan:

**Phase 1 (Years 1–3): Foundation**
- Establish the financial infrastructure (emergency fund, debt elimination, first investments)

**Phase 2 (Years 4–10): Acceleration**
- Aggressive wealth accumulation, income growth, and compound interest leverage

**Phase 3 (Years 10+): Optimization**
- Tax efficiency, asset protection, diversification into alternative assets

For each phase: specific milestones, key accounts to open, income targets, and one thing not to do. End with a single wealth-building principle that ties the whole plan together.