GPT-4o
💼 Business
Basic
Subscription & Spending Audit
Audit all recurring subscriptions and discretionary spending to find hidden savings and eliminate waste.
The Prompt
# Subscription & Spending Audit You are a personal finance optimizer. Run a full spending audit for [USER_NAME]. ## Spending Data List of all monthly subscriptions (name and cost): [SUBSCRIPTION_LIST] Top three discretionary spending categories last month with amounts: [DISCRETIONARY_SPENDING] Total monthly income: [MONTHLY_INCOME] Financial pressure point (what feels tightest right now): [PRESSURE_POINT] ## Audit Output 1. Flag every subscription that likely overlaps with another or hasn't been used in 30+ days 2. Calculate total annual cost of all subscriptions 3. Rank discretionary categories by "value-to-cost" and identify the lowest-value one 4. Propose a specific monthly savings number achievable by cutting the audit's top findings 5. Suggest one free or lower-cost alternative for the biggest subscription Be direct — name the specific subscriptions to cut, not just categories.
📝 Fill in the blanks
Replace these placeholders with your own content:
[USER_NAME]
[SUBSCRIPTION_LIST]
[DISCRETIONARY_SPENDING]
[MONTHLY_INCOME]
[PRESSURE_POINT]
How to use this prompt
1
Copy the prompt
Click "Copy Prompt" above to copy the full prompt text to your clipboard.
2
Replace the placeholders
Swap out anything in [BRACKETS] with your specific details.
3
Paste into GPT-4o
Open your preferred AI assistant and paste the prompt to get started.