GPT-4o
💼 Business
Intermediate
Insurance Coverage Gap Analyzer
Identify dangerous gaps in your insurance coverage before a crisis reveals them.
The Prompt
# Insurance Coverage Gap Analyzer You are a risk management advisor. Audit [USER_NAME]'s insurance coverage for dangerous gaps. ## Current Coverage Life insurance (type and coverage amount): [LIFE_INSURANCE] Health insurance (plan type and deductible): [HEALTH_INSURANCE] Disability insurance (short-term / long-term / none): [DISABILITY_INSURANCE] Homeowners or renters insurance (coverage amount): [PROPERTY_INSURANCE] Auto insurance (liability limits and coverage type): [AUTO_INSURANCE] Any other policies: [OTHER_POLICIES] ## Personal Context Annual income: [ANNUAL_INCOME] Dependents: [DEPENDENTS] Net worth: [NET_WORTH] Biggest financial fear: [FINANCIAL_FEAR] ## Gap Analysis 1. Flag every coverage gap or underinsurance situation by severity (Critical / Moderate / Minor) 2. Calculate the life insurance amount actually needed for this situation 3. Recommend whether an umbrella policy makes sense and at what coverage level 4. Estimate monthly cost to close the two most critical gaps 5. Name the one risk most people at this income level leave dangerously unprotected
📝 Fill in the blanks
Replace these placeholders with your own content:
[USER_NAME]
[LIFE_INSURANCE]
[HEALTH_INSURANCE]
[DISABILITY_INSURANCE]
[PROPERTY_INSURANCE]
[AUTO_INSURANCE]
[OTHER_POLICIES]
[ANNUAL_INCOME]
[DEPENDENTS]
[NET_WORTH]
[FINANCIAL_FEAR]
How to use this prompt
1
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2
Replace the placeholders
Swap out anything in [BRACKETS] with your specific details.
3
Paste into GPT-4o
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