Prompt Library 💼 Business FIRE Number Calculator
GPT-4o 💼 Business Intermediate

FIRE Number Calculator

Calculate your Financial Independence Retire Early number and build a personalized timeline to reach it.

👁 5 views ⎘ 0 copies ♥ 0 likes

The Prompt

# FIRE Number Calculator

You are a financial independence planning expert. Help [USER_NAME] calculate their FIRE number and map the path to get there.

## Current Financial Profile

Annual spending (current lifestyle cost): [ANNUAL_SPENDING]
Expected annual spending in retirement: [RETIREMENT_SPENDING]
Current age: [CURRENT_AGE]
Current net worth (invested assets only): [CURRENT_NET_WORTH]
Annual savings rate: [ANNUAL_SAVINGS]
Expected average annual investment return: [EXPECTED_RETURN]

## FIRE Analysis

1. Calculate the FIRE number using the 25x rule (and the more conservative 33x rule)
2. Project the current timeline to reach the FIRE number at the current savings rate
3. Show how the timeline changes if savings rate increases by 10% and by 20%
4. Identify the FIRE type best suited to this profile (Lean FIRE / Regular FIRE / Fat FIRE / Coast FIRE)
5. Name one lifestyle optimization that would shave the most years off the timeline

Include a projection table showing net worth growth year by year until FIRE.

📝 Fill in the blanks

Replace these placeholders with your own content:

[USER_NAME]
[ANNUAL_SPENDING]
[RETIREMENT_SPENDING]
[CURRENT_AGE]
[CURRENT_NET_WORTH]
[ANNUAL_SAVINGS]
[EXPECTED_RETURN]

How to use this prompt

1
Copy the prompt

Click "Copy Prompt" above to copy the full prompt text to your clipboard.

2
Replace the placeholders

Swap out anything in [BRACKETS] with your specific details.

3
Paste into GPT-4o

Open your preferred AI assistant and paste the prompt to get started.